{ "version": "1.0", "updated_at": "2026-10-31", "groups": [ { "id": "creator_control", "name": "Creator Control", "weight": 0.3, "description": "Account access, direct payouts, and intellectual property protection. Harm from lockouts or diverted funds is permanent.", "criteria": [ { "id": "creator_keeps_login", "name": "Creator keeps login", "question": "Does the creator retain direct, continuous password access to their OnlyFans/platform account?", "whyItMatters": "Losing account credentials allows agencies to hold accounts hostage, divert payouts, or impersonate creators without consent.", "scoringGuide": { "0": "Agency requires exclusive login credentials or does not state login policy.", "5": "States delegated/agency access or 'you keep your account' without explicitly confirming login credentials remain with creator.", "10": "Explicitly states the creator keeps direct password login credentials." } }, { "id": "direct_payouts", "name": "Payouts go directly to creator", "question": "Does platform revenue deposit straight into the creator's bank account before agency commission is invoiced?", "whyItMatters": "Agencies that receive funds first frequently delay, dispute, or withhold creator earnings during disagreements.", "scoringGuide": { "0": "Platform pays agency master account first, or payout flow is not published.", "5": "Direct payout offered only as an optional choice, or payment flow is ambiguous.", "10": "Explicitly states platform deposits directly into creator's personal bank account." } }, { "id": "content_ownership", "name": "Content ownership & approval", "question": "Does the creator retain 100% copyright ownership and pre-distribution approval over all photos, videos, and custom requests?", "whyItMatters": "Predatory contracts can claim perpetual licenses to creator likenesses or publish explicit material without explicit consent.", "scoringGuide": { "0": "No statement regarding content ownership or approval rights.", "5": "Mentions content approval or ownership vaguely without full contractual clarity.", "10": "Explicitly confirms 100% creator copyright ownership and mandatory creator approval for posted content." } }, { "id": "exit_terms", "name": "Exit terms (no lock-in, notice <= 30 days)", "question": "Can the creator terminate the agreement at will with 30 days or less written notice without financial penalty?", "whyItMatters": "Long lock-in contracts (6–24 months) trap creators in non-performing or hostile agency relationships.", "scoringGuide": { "0": "Minimum term of 6+ months, severe exit penalties, or termination terms undisclosed.", "5": "Short initial term (2-5 months) before month-to-month, or notice period stated without clear initial term.", "10": "Month-to-month agreement, no minimum term, and notice period of 30 days or fewer." } } ] }, { "id": "money_terms", "name": "Money Terms", "weight": 0.25, "description": "Clear commission rates, transparent calculation base, and zero predatory back-end fees.", "criteria": [ { "id": "commission_rate", "name": "Commission rate published", "question": "Does the agency publish its exact commission percentage or a narrow bounded range on its public website?", "whyItMatters": "Hidden commission rates enable bait-and-switch pricing where creators are quoted predatory rates on private sales calls.", "scoringGuide": { "0": "Not published; available only after submitting contact info or scheduling a call.", "5": "Wide range (>35 percentage point spread), 'from X%', or percentage noted as negotiated individually.", "10": "Exact percentage or narrow bounded range (<=35 percentage point spread) published on public website." } }, { "id": "commission_basis", "name": "Commission basis stated", "question": "Does the agency specify whether commission is calculated on gross earnings, net after platform fees, or messages only?", "whyItMatters": "A 50% cut of gross earnings is significantly more expensive than 50% of net after the platform's 20% cut.", "scoringGuide": { "0": "Commission calculation formula or basis is not published.", "5": "Mentions revenue share but basis is ambiguous or partially defined.", "10": "Explicitly states calculation basis (e.g. net after OnlyFans 20% cut, or messages/tips only)." } }, { "id": "upfront_fees", "name": "No upfront fees", "question": "Does the agency explicitly confirm that there are zero upfront, onboarding, setup, or audit fees?", "whyItMatters": "Legitimate talent management works on revenue share; upfront fees are a known creator scam vector.", "scoringGuide": { "0": "Charges upfront fees, or does not address onboarding costs.", "5": "Mentions free trial or no hidden fees without explicit zero-upfront guarantee.", "10": "Explicitly guarantees $0 upfront costs, no setup fees, and 100% performance alignment." } }, { "id": "post_exit_commission", "name": "No post-exit commission", "question": "Does the agency forfeit all commissions immediately upon contract termination, with zero perpetual trailing fees?", "whyItMatters": "Post-termination commissions force creators to pay former agencies months or years after parting ways.", "scoringGuide": { "0": "Trailing commissions required, or post-exit financial terms undisclosed.", "5": "Ambiguous post-exit language or short trailing window with limited scope.", "10": "Explicitly states all commissions cease immediately upon contract end date." } } ] }, { "id": "who_you_are_dealing_with", "name": "Who You Are Dealing With", "weight": 0.25, "description": "Verifiable legal entity, registered jurisdiction, leadership accountability, and published contractual terms.", "criteria": [ { "id": "legal_entity", "name": "Legal entity named", "question": "Is the full registered corporate entity name (e.g., LLC, GmbH, Ltd, Inc.) published on the website?", "whyItMatters": "Creators cannot legally enforce contracts or file disputes against anonymous online brand names.", "scoringGuide": { "0": "No legal entity identified on public website.", "5": "Brand name only or partial corporate entity without official registration type.", "10": "Full formal corporate name with legal designation published in footer, imprint, or terms." } }, { "id": "address_jurisdiction", "name": "Address or jurisdiction", "question": "Does the website disclose a genuine physical office location and governing legal jurisdiction?", "whyItMatters": "Knowing the governing legal jurisdiction and operational location ensures creators have recourse in contract disputes.", "scoringGuide": { "0": "No address, jurisdiction, or location disclosed.", "5": "Virtual office, mail forwarding suite (e.g. Sheridan WY), or city/country only.", "10": "Genuine commercial office address with city, state/country, and governing jurisdiction." } }, { "id": "named_leadership", "name": "Named leadership (full names)", "question": "Are the agency founders, directors, or executive leadership publicly identified with verified full names?", "whyItMatters": "Anonymous founders evade personal and professional accountability when creators are mistreated.", "scoringGuide": { "0": "No team or leadership names published.", "5": "First name only, initials, pseudonyms, or generic department heads without executive identity.", "10": "At least one founder, CEO, or managing director named with verifiable first and last name." } }, { "id": "contract_published", "name": "Contract terms published", "question": "Does the agency publish its standard contract clauses, term sheet, or commercial terms publicly for review?", "whyItMatters": "Publishing contract terms prevents bait-and-switch legal pressure after creators enter high-pressure sales calls.", "scoringGuide": { "0": "Website terms of service only, or contract terms entirely withheld until sales call.", "5": "FAQ summary of contract terms without clause text, or sample agreement available upon request.", "10": "Clause-by-clause contract agreement, standard commercial terms sheet, or contract excerpts published." } } ] }, { "id": "service_evidence", "name": "Service Evidence", "weight": 0.2, "description": "Measurable service commitments: staffing coverage, copyright enforcement, and financial transparency.", "criteria": [ { "id": "chat_coverage", "name": "Chat coverage specified", "question": "Does the agency define specific chat staffing coverage, operating hours, shifts, or response time commitments?", "whyItMatters": "Vague promises of 'chat management' often mask outsourced, low-quality chatters who ruin subscriber relationships.", "scoringGuide": { "0": "No hours, coverage schedule, or chat management details published.", "5": "Claims 'nearly 24/7' or 'active chatting' without operational schedules or shift details.", "10": "24/7 coverage with explicit shift structures, target response times, or staffing ratios." } }, { "id": "leak_protection", "name": "Leak protection included", "question": "Is active DMCA takedown and copyright piracy protection bundled in standard management without extra charges?", "whyItMatters": "Content leaks severely depress paywall revenue; charging creators extra for DMCA is an industry red flag.", "scoringGuide": { "0": "Sold as an expensive add-on, or not offered at all.", "5": "Lists leak removal as an available capability without stating whether it is included in standard commission.", "10": "Explicitly states automated/active DMCA takedowns and leak protection are bundled at zero extra charge." } }, { "id": "reporting", "name": "Reporting cadence", "question": "Does the agency guarantee regular, scheduled financial reporting (daily, weekly, or monthly dashboards)?", "whyItMatters": "Without structured financial reporting, creators cannot audit commission calculations or analyze revenue growth.", "scoringGuide": { "0": "No reporting cadence or financial audit schedule stated.", "5": "Mentions analytics or transparency generally without guaranteed schedule.", "10": "Explicit reporting cadence published (e.g. weekly breakdowns, live dashboard, monthly statements)." } }, { "id": "track_record", "name": "Founding year & track record", "question": "Does the agency publish verifiable founding dates, verifiable client numbers, or auditable case studies?", "whyItMatters": "Fly-by-night agencies routinely exaggerate longevity and fabricate results to lure new creators.", "scoringGuide": { "0": "No founding year or verifiable track record disclosed.", "5": "Founding year or general client statistics mentioned without third-party verification.", "10": "Verifiable founding year and specific, auditable creator case studies with documented figures." } } ] } ], "criteria_count": 16 }